Once upon a time, the only option available for credit card payment processing was to obtain a merchant account through a merchant services provider. The proliferation of smartphone card readers and other alternatives for processing payments make it possible for small merchants to process these payments without much up-front investment. Unfortunately, that isn’t always the best decision. In fact,…
Larger retailers have increasingly been targeted for massive data breaches involving the theft of credit card information. From Sony to Target and all points in between, the increased hacking activity has led to big changes in the way credit cards work and how merchants are required to treat the financial information they store on behalf…
Choosing a credit card payment processing partner may feel a little bit like taking a shot in the dark for many small business owners. After all, you’re an expert in the business you do, not in the financial aspects of accepting credit card payments. However, it is important that you avoid a few critical mistakes that could…
Your virtual terminal is essentially our point of sale system on the world wide web. These payment portals promise easy transactions and offer merchants an easy avenue through which you can conduct sales and process credit card payments online. However, your virtual terminal could be costing you more than you realize when it comes to interchange rates…
With rising corporate profits approaching record highs and per capita, household incomes increasing since 2012, demand for chartered, private air transportation services is also growing. In fact, the market currently generates revenues of $23 billion and has enjoyed annual growth rates of 2.3 percent since 2012, according to IBIS World. With such high profits you would…
Paying by check is not yet obsolete. In fact, many people continue to prefer paying by check. Once upon a time there was a high degree of risk involved in accepting checks with many businesses losing hundreds of dollars, month after month, due to overdrafts and insufficient funds. Today, there is a better way to process…