ACH Reason Codes: Insufficient Funds R01
Discover what ACH return code R01 means when payments bounce from lack of funds and how to reduce its occurrence.
Discover what ACH return code R01 means when payments bounce from lack of funds and how to reduce its occurrence.
Find out what causes ACH code R03 when the recipient account is not found and steps to correct and avoid this issue.
Learn why R05 returns happen when a corporate debit is misused in a consumer account and what you must do to prevent them.
See what it means when a customer revokes an ACH authorization and steps you should take to stop further debits safely.
Understand what triggers an R10 return when a customer claims a transaction is unauthorized and what documentation you’ll need.
Learn why R11 arises when a truncation entry (converted check) is returned and how to avoid this type of error.
Discover what happens under ACH return code R12 when the bank branch holding the account is sold and what you should do next.
See why returns with R13 occur because of incorrect routing numbers and best practices for validating routing info.
Learn what triggers an R14 return when a representative payee is deceased or can’t act and how to handle that situation.