Why Choose Zenti?

A Letter From Our Founder:From High-Risk to High-Fives

Hi, I'm Mickael Gibrael, the founder here at Zenti.

Back in 2008, I was running a 'tax prep' service out of our 'check cashing' store.

I never imagined I'd get labeled 'high-risk' for payments.

I thought getting approved quickly for a merchant account was a good sign. Little did I know, it was actually a red flag.

You see, the salesperson who signed me up wasn’t specialized in high-risk accounts—he worked with a low-risk processor. This mismatch came back to haunt me.

One day, out of nowhere, my account was terminated. The risk department flagged my business as 'prohibited' because of the tax prep services we offered. I wasn’t given a single day's notice. Worse, they held my money for 90 days after the shutdown.

This wasn’t just a blow to my business—it was a wake-up call.

I realized that many high-risk businesses were just like mine, caught in a system that didn’t understand or support them.

The frustration was real. The struggle was exhausting. And I knew I wasn’t alone.

There had to be a better way.

That’s why I started Zenti in 2010—to help high-risk businesses get the support they deserve.

With Zenti, you’ll get:

  • Streamlined approval, matched to the right solution.

  • Protection from freezes, holds, and terminations.

  • The best-price, guaranteed.

At Zenti, we know what it’s like to be labeled ‘high-risk’. We’re here to change that for you by...

Turning High-Risk into High-Fives.

Mickael Gibrael
Founder & CEO
Zenti

Our Mission

Provide seamless, reliable payment processing solutions that help high-risk businesses thrive.

Core Values
Straight Shooters
Straight Shooters

No hidden fees, no surprises. Just honest solutions and service you can rely on.

High-Risk Experts
High-Risk Experts

One-size-fits-all? Not here. Experts in high-risk solutions for your unique needs.

Build for Longterm
Build for Longterm

We're here for the long haul, forming lasting partnerships with our clients and team members.

"Zenti is always available to solve urgent payment issues. And they give us advice to dodge future problems like chargebacks and fraud."

Shaun Jarvis CEO of High Times
Our appROach

Be the experts in high-risk business challenges.

A Life-long Commitment to Businesses Labeled as 'High-Risk'...

Zenti has helped 3000+ high-risk businesses with their payment solutions. Some of our clients have been with us for 14+ years.

Helping You Avoid 'High-Risk' Traps

Many high-risk providers offer ‘one-size-fits-all’ solutions. At Zenti, we understand your specific needs and offer solutions custom to you.

Serving a Broad Range of High-Risk Clients

With years of experience and 1000s of clients, Zenti can provide the support and expertise your business needs, regardless of industry.

For High-Risk Business Owners

Need a High-Risk Merchant Account?

Expert guidance & solutions for every step of your high-risk payment processing journey.

For ISOs, ISVs, Agents & Referral Partners

Become a Zenti Revenue Partner!

Refer high-risk merchants and earn revenue with Zenti.

For Developers

Powerful and Easy-To-Use APIs

Save engineering time with advanced payments functionality.