ACH (Automated Clearing House) code R52 refers to a specific code used by banks and financial institutions in the United States to indicate that a transaction was rejected because the recipient does not have a checking account. This code is used in electronic funds transfer (EFT) transactions when the bank account provided by the recipient is not a valid checking account or does not exist.
If you receive an ACH code R52, the funds you were trying to transfer were not successfully deposited into the recipient’s account. You should contact the recipient and verify that you have the correct account information, including the account type and routing number. If the notification is accurate, you may need to explore alternative payment methods, such as a wire transfer or a cashier’s check, to complete the transaction.