ACH Error Code R80 - What is this?

ACH code R80 means that an Automated Clearing House (ACH) transaction was returned because the trace number provided by the originator of the transaction was incorrect or invalid. The trace number is a unique identifier that tracks the trade throughout the ACH network.

When the receiving bank or financial institution receives an ACH transaction with an incorrect trace number, they cannot correctly identify and process it. As a result, the transaction is returned to the originator, and the ACH code R80 is attached.

If you’re an originator of an ACH transaction and receive an R80 return code, you should review the trace number you provided and ensure it is correct. If you believe the trace number is right, you should contact your bank or financial institution for assistance in resolving the issue.

It is vital to ensure that all ACH transactions are processed with accurate trace numbers to prevent delays and errors in processing.