ACH Error R87- What is this?

ByDavid RushlowPublished:Updated:

ACH code R87 indicates that a payment transaction has been rejected because the individual’s name or address provided in the transaction is invalid or unrecognized. This could happen due to many reasons, such as:

  1. The name provided in the transaction does not match the name on the account.
  2. The address provided in the transaction needs to be corrected or completed.
  3. The account number provided in the transaction needs to be updated or validated.

When this code is returned, the payment transaction cannot be completed successfully, and the payment has been rejected. The sender of the price should contact their financial institution to verify the information provided in the transaction and correct any errors before attempting to send the payment again.