ACH Error R71 – What is this?

ACH code R71 refers to a payment rejection code used in Automated Clearing House (ACH) transactions, which indicates that the payment has been rejected due to an incorrect ACH routing number. The ACH routing number is a 9-digit number used to identify the financial institution responsible for processing the transaction.
If an ACH transaction is submitted with an incorrect routing number, it may be rejected by the receiving financial institution or returned by the ACH network. This can happen if the routing number needs to be corrected or if the routing number for the intended financial institution has changed.

If you receive an ACH code R71, you should verify that the routing number you entered is correct and matches the routing number for the intended financial institution. You may need to contact the receiving financial institution to obtain a valid routing number or verify that your routing number is correct. It’s essential to correct any errors in the routing number to avoid further payment rejections or delays.