ACH Error R82- What is this?

ACH code R82 is an error code that indicates that the ACH routing number and account number combination provided in a transaction are invalid. This code is generated by the Receiving Depository Financial Institution (RDFI) when the transaction cannot be processed due to a weak or incorrect routing number and account number.

An ACH routing number is a 9-digit code that identifies the financial institution where the account is held, while the account number is a unique identifier for the account itself. Ensuring the routing and account numbers provided are accurate and up-to-date before initiating any ACH transactions is essential.

If you receive an ACH code R82 error, you should verify the routing and account numbers with your customer or the receiving bank to ensure they are correct. You may also want to double-check that you have entered the information correctly and that everything is clear and accurate in the data you provided. If the error persists, you may need to contact your bank’s ACH department for further assistance.