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ACH Error R85- What is this?

ByDavid RushlowPublished:Updated:

ACH code R85 indicates that the Automated Clearing House (ACH) payment has been rejected because the company identification provided in the transaction is invalid. Company identification refers to the unique identifier used to identify the company that initiated the ACH transaction.

The most common reasons for an invalid company identification include the following:

  1. The company identification number provided needs to be corrected or match the company’s name in the ACH system.
  2. The company is not authorized to initiate ACH transactions.
  3. The company must register with the appropriate ACH operator or provide the necessary documentation to verify its identity.
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If you receive an ACH code R85, you should contact the company that initiated the transaction to obtain the correct company identification information. If you’re the company that created the transaction, you should contact your bank or ACH operator to verify and update your company identification information.