Your Firearm Merchant Account Experts

If you’re looking for a payment processor that understands your unique needs as a firearms merchant, look no further than Zenti. We’re your new BFF (best firearms friend) for payments.

Finding a Payment Processor for Your Gun or Ammo Business Shouldn't Be Stressful.

Look, we get it. The firearms industry isn’t exactly everyone’s cup of tea. But that’s not going to stop us from supporting gun and ammo merchants. We’ve worked our butts off to build partnerships with credit card companies, processors, and banks that actually like FFL holders and firearms-related businesses.

Our connections mean you get low prices, stable payment processing, and fair treatment. No more freezing payouts or getting your account slammed shut without a second thought. We’re committed to making sure you have the payment processing solutions you need to thrive.

Zenti Brings the Zen to Payment Processing for Gun Merchants

As a payments processing expert specializing in firearm and ammunition merchant accounts, Zenti has helped numerous weapons and ammo businesses likes yours with their payment processing needs.

In-person Gun Stores

Online Gun Merchants

Gun Shows

Ammunition Retailers

Shooting Ranges

CCW Classes

Manufacturers and Distributors

Military and Tactical Gear

Components and Accessories

Accept Payments
Your Way

In-Person

Modern equipment and payment solutions make in-person payments at your gun and ammo store a breeze to accept with Zenti.

Keyed & Online

Expand your online reach and increase revenue by adding online payments to your gun and ammunition business.

ACH

ACH and check processing allows your business to save money while potentially adding an additional 10-20% to your processing volume.

Common Questions About
Firearms Payment Processing

Do I need a firearm and ammunition merchant account?

Any business that sells firearms, ammunition, or related accessories will need a firearm and ammo merchant account to accept credit card payments.

Is my gun store considered a high-risk merchant?

The answer is yes if you operate an online gun store. Online gun and ammo merchants are high-risk due to the lack of face-to-face interaction with customers and the inherent risks associated with the firearms industry.

However, If you sell firearms and ammunition in person, our team of experts at Zenti may be able to qualify you for a low-risk merchant account, which can save you hundreds in fees!

Can Zenti help me accept payments on Gunbroker?

Yes! We have experience working with setting up payment gateways for online marketplaces that require you to have your own processor and gateway. A few of the most popular Gunbroker solutions we provide are Authorize.net. Maverick, and PaySafe.

Can Zenti help me accept payments on GunsAmerica?

Yes! We have experience working with GunsAmerica merchants and would love to set you up with a merchant account to get started selling online!

Can Zenti help me accept payments on Armslist?

Yes! We would love to help you get started to accepting payments on Armslist.

What is an FFL?

FFL stands for Federal Firearms License. The FFL is a license issued by the Bureau of Alcohol, Tobacco, Firearms and Explosives (ATF) that allows individuals or businesses to sell firearms.

What type of FFL does my business need?

There are nine types of FFL licenses. The type you need will depend on what type of business you are conducting.

Do I need an FFL to get a firearm merchant account?

Yes! A firearm dealer or manufacturer must have a Federal Firearms License (FFL) to get a merchant account. However, if you’re only looking to sell ammunition, you’re not required to have your FFL to apply for a merchant account, but you still may be required to obtain your FFL to operate your business legally, depending on your state or local gun laws.

Does Zenti integrate with my current POS?

Gun stores and FFLs usually have a favorite POS software that they use to keep track of their sales. Luckily, Zenti works with Authorize.net and NMI, which means we can integrate merchant accounts with most POS systems.

Do different states have different requirements to sell guns?

Yes. Although federally requirements are the same across every state, each state (or even local towns/cities) have their own rules around selling guns.

Why Choose Zenti for Your
Firearm & Ammunition Payments?

Transparent Pricing

No hidden fees. No surprises. Just honest straight forward pricing.

Industry Experts

Work with experts who know and understand your unique needs.

U.S. Based
Account Executives

We're based out of the midwest and so is our support team.

Modern Payment
Solutions

Stay ahead of the curve with modern payment options.

Hear what our customers have to say

We Didn't Even Have To Pay Them To Say It!

"Hanna H. was incredibly helpful, prompt, and easy to work with when my small business was looking for credit card processing services. She made the somewhat-tedious underwriting process as easy as possible and always had thoughtful answers for me. Zenti's customer service is fantastic!"

"Hands down the best company to do business with. They give the best rates along with solid customer service and they are trustworthy. They’re always there when we need them! I wouldn’t take my business anywhere else. These guys rock! Thanks Zenti for always taking awesome care of us!"

"This company was wonderful to work with. The representative I worked with (Katherine) was an amazing help and had constant support and responded rapidly to any questions or concerns I had."