High-Risk Merchant Accounts, Sorted.
Get payment solutions fit for your high-risk business—this means uninterrupted payments and transparent processing costs.
- Streamlined approval, matched to the right solution
- Avoid freezes, holds, and sudden terminations
- Best-price guarantee, for high-risk
Don't settle for high-fees &
the wrong solution.
It Can Feel Like the Deck Is Stacked Against You.
Getting approved for the payment solutions you need? Hard.
Finding a reliable merchant account with fair rates? Even harder.
Even when you think you’ve found the right provider, you're often blindsided by holds, freezes, or sudden terminations.
Yet, all providers seem to promise the lowest rates, fastest approvals and no dramas...
And the problems don’t end there...
Chargebacks & Fraud
The small print can make you pay big with hidden fees & disruption.
CLUNKY TECH
Without big-name providers, you’re stuck with less integrations and clunky APIs.
Unreliable support
When you hit a blocker, you get radio silence and crickets.
Sound about right? It’s tough...
Your high-risk business hits roadblocks while you struggle to keep payments flowing. You deserve a solution for your unique challenges. Not an ‘off the shelf’ product that adds to your problems.
But it doesn’t have to be this way. You deserve a payment solution that understands your needs. Provides stability, and lets you focus on what you do best — running and growing your business.
Zenti: Expert Guidance & Solutions for Every Step of
Your High-Risk Payment Processing Journey
Streamlined Approval, and a Solution That Fits
Guidance to get approved, with the right solution, and stay approved.
Avoid Freezes, Holds, and Terminations
Get matched to the right solution. No unexpected payment disruptions.
Best-Price Guarantee, For High-Risk
Pricing specific to your business, instead of one-size-fits-all rates.
Zenti Has Your High-Risk Industry Covered...
Backed by 14+ years of experience in high-risk payments.
Your One-Stop Shop For High-Risk Payment Solutions —
From Approval to Scale
The technology, network of processors and APIs you need at any stage of business.
Chargeback & Fraud Prevention
Block fraudulent transactions with AVS, 3D Secure, and CVV checks. Prevent chargebacks and fees with innovative mitigation tools.
Optimize Customer’s Payment Experience
Leverage Zenti’s network of top payment processors to provide your customers with high-converting payment experiences.
Integrate Seamlessly with Zenti's APIs
Integrate with your systems or embed solutions in your apps. Streamline payment processing and grow your business with Zenti.
Zenti's Success Stories:
High-Risk Payment Solutions for High-Risk Clients
Zenti's Success Stories:
High-Risk Payment Solutions for High-Risk Clients
Payment Solutions for Any Transaction
The payment solutions and tools your business needs to accept payments.
Online, Ecommerce & Invoice
Add payments to your online store, website, app or invoice flow.
In-Person Payments
Easily accept, in-store or in-person payments.
Accept Crypto Payments
Start accepting cryptocurrencies.
Need Something Else?
Click ‘Get Advice & Approved Fast!’ to explore more options with Zenti!
Connect Zenti with Your Favorite Apps & Software
accounting
ecommerce
crm
High-Five Support For Your High-Risk Payments 🙌
Clients are saying great things about Zenti’s solutions & support.
Shut down by PayPal.
"I was approved for a high risk merchant account with Zenti after being terminated by PayPal. I am truly appreciative for the opportunity to be a part of the Zenti Family. Thank you."
Stable payment processing.
"Zenti helped us stabilize our payment processing when other providers wouldn't. Their understanding of high-risk industries is unmatched. Thanks you Zenti and team"
Zenti knows high-risk.
"Finally found a payment processor that gets high-risk businesses. No more surprises or headaches—just reliable payments with a setup that saves us money. And a team of people you can count on."
Thinking About Applying for a Merchant Account Online? STOP 🛑
⚠️ Watch out for...
Many processors run credit checks each time you apply, which can hurt your credit score.
Multiple applications show desperation, which processors don’t like to see.
Hidden fees and tricky small print can leave you with generic pricing that doesn't fit your business.
Get Your High-Risk Merchant Account Setup in 3-Easy Steps
Avoid common pitfalls and get a payment solution tailored to your high-risk business needs.
Expert led, free guidance for your high-risk payments
We help you with your application, and underwrite your application in-house. This means a deep understanding of your business and finding the right solution.
Pre-application that protects your credit rating
We pre-vet your application with a network of top processors to ensure it’s a good fit. We only move forward if we’re confident in the approval.
Approved! Start Processing Payments in as little as 1 Day.
With pre-vetting in place, enjoy a fast, smooth process that gets you up and running with the right payment solution and any needed integrations.
Unbeatable Rates for High-Risk Payments: Our $1,000 Guarantee
Your business deserves the best rates for high-risk payment processing, whether you're searching or already have existing rates. If you find a lower rate for similar services, show us the offer. We'll beat their price or pay you $1,000.
No Contracts, No Cancellation Penalties — Just Honest Payment Processing
At Zenti, you won't deal with cancellation fees, or hidden costs. You deserve transparency and honesty in your payment processing, ensuring you keep more of your hard-earned money. Partner with Zenti and experience fair pricing tailored to support your high-risk business without the extra headaches.
So what are you waiting for? Click ‘Get Advice & Approved Now!’ to get started with Zenti today..
Next 10 approvals with Zenti get secret.
Premium for $1000s in software savings.
Still Have Questions?
Click ‘Get Advice & Approved Now!’ to chat with a Zenti expert – no strings attached, just straight-up advice!
Zenti partners with top-tier solution providers & processors that provide real-time monitoring, advanced fraud detection tools like 3D Secure, and dedicated chargeback mitigation programs.
These systems analyze transactions for suspicious activity, helping to prevent fraud and reduce chargeback rates.
Zenti customizes pricing based on your business needs, considering factors like industry type and transaction volume.
We provide clear breakdowns of all fees—application, setup, transaction, and chargeback—ensuring no hidden costs.
Through our solution providers & processing partners, Zenti ensures robust security using PCI-compliant systems, encryption, tokenization, AVS, CVV verification, and 3D Secure authentication.
These measures protect customer data and secure transactions.
Zenti provides specialized, personalized support through a dedicated team familiar with high-risk industries.
This white-glove service includes tailored assistance to resolve any account issues and ensure compliance, focusing on offering top-notch support beyond standard 24/7 service.
Yes, Zenti, through its processing partners, supports high transaction volumes and multiple currencies, facilitating international payments.
Our scalable solutions allow your business to expand globally and handle increased transaction volumes effectively.
Zenti supports a wide range of high-risk industries, including CBD, travel, and adult entertainment. If your industry isn't listed, contact us for a tailored evaluation.
We strive to accommodate the unique needs of all high-risk businesses by leveraging our extensive network of specialized processors and solutions.